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Getting over $1,000,000 in days is possible every day, but the cheapest capital takes weeks.
The general rule is that fast money isn't cheap and cheap money isn't fast. But that doesn't mean that it's out of reach. Your cost of capital could be as low as 1.5% a month for our fastest 7-figure funding options in as short as 2 days. We also offer pre-payment discounts to save money on the payback.
To apply, you'll need:
- 2 years of your most recent tax returns
- YTD Profit and Loss with Balance Sheet
- 6 months of most recent bank statements
Million Dollar Business Loans in Southwest Florida
At 239Loans.com, we specialize in providing access to working capital. Based in Fort Myers, Florida we focus on businesses in all stages and across the country, especially in Southwest Florida, including Lehigh Acres, Naples, Cape Coral, Estero, Bonita Springs and surrounding cities.
Our Million Dollar Business Loans program, though, is designed for those larger businesses (over $12MM annually) who are planning significant expansions, acquisitions, or large-scale projects, and who want to ensure that their business has enough capital that it will need to thrive.
There are several benefits to applying for one of our Million Dollar Loan Programs:
Key Features:
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Flexible terms and competitive rates
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Personalized service to match the best funding availability
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Fast approval process and funding in less than a week.
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Easy underwriting: all credit profiles accepted (on revenue-based funding)
Types of Businesses and Industries We Serve
For our SBA Loan Programs:
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Healthcare Providers: Medical practices, dental clinics, and pharmacies
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Manufacturing and Production: Factories, assembly plants, and production facilities
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Professional Services: Law firms, accounting firms, and consulting agencies
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Hospitality: Hotels, resorts, and restaurants
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Retail and E-commerce: Brick-and-mortar stores and online retailers
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And MANY more including transportation, auto dealers and real estate professionals!
Revenue-Based Funding Programs:
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Tech / E-commerce Revenue producing Businesses: Innovative tech, apps and e-commerce companies (Amazon/Ebay Sellers/Shopify) needing capital for inventory.
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Construction: General contractors, specialty trade contractors, and construction firms
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Transportation and Logistics: Trucking companies, delivery services, and logistics providers
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Real Estate Development: Commercial real estate developers and property managers
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Agriculture: Farms, agricultural businesses, and food production companies
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Wholesalers, Exporters, Distributor
Our team’s dedication goes beyond traditional banking. We leverage a vast network of funding sources to support your business with the best terms for your specific use of funds.
Founder’s Note: "My name is Steven O. Ruiz, and I serve business owners because I have always been a business owner."
-Steven O. Ruiz
Contact us today to explore your financing options and turn your business aspirations into reality.
Call Now: 239-234-2727
What documents will I need to apply for capital over $1MM?
Tax Returns
You will definitely need to provide your last 2-3 years of tax returns, both personal and business tax returns. You will also have to sign a Form 8821 to verify your tax standing.
Financial Statements
You will be required to provide financial statements including: Year-End and Year-to-Date Profit and Loss Statements along with Balance Sheet. You may need to provide a business plan or 2-5 year revenue forecast.
Bank Statements
As a basic requirement, all business capital programs at 239 Loans require (6) to (12) months of business banking statements, for all accounts owned by the business, including transfer accounts to other owned businesses.
