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Business Loans over $1,000,000

For business owners seeking over $1MM in business capital.

Getting over $1,000,000 in days is possible every day, but the cheapest capital takes weeks.

The general rule is that fast money isn't cheap and cheap money isn't fast. But that doesn't mean that it's out of reach. Your cost of capital could be as low as 1.5% a month for our fastest 7-figure funding options in as short as 2 days. We also offer pre-payment discounts to save money on the payback.

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Million Dollar Business Loans in Southwest Florida

At 239Loans.com, we specialize in providing businesses across the nation and locally in Southwest Florida, including Fort Myers, Naples, Cape Coral, and Bonita Springs in all stages of their capital needs.

Our Million Dollar Business Loans though, are designed for those larger businesses planning significant expansions, acquisitions, or large-scale projects, and who want to ensure that their business has enough capital that it will need to thrive.

There are several benefits to applying for one of our Million Dollar Loan Programs:

Key Features:

Flexible terms and competitive interest rates
Personalized service to match the best funding options
Fast approval process and efficient funding

Types of Businesses and Industries We Serve

SBA Loan Programs:

Healthcare Providers: Medical practices, dental clinics, and pharmacies
Manufacturing and Production: Factories, assembly plants, and production facilities
Professional Services: Law firms, accounting firms, and consulting agencies
Hospitality: Hotels, resorts, and restaurants
Retail and E-commerce: Brick-and-mortar stores and online retailers

High Risk / Alternative Loan Funders:

Tech / Ecommerce Revenue producing Startups: Innovative tech and ecommerce companies needing capital
Construction: General contractors, specialty trade contractors, and construction firms
Transportation and Logistics: Trucking companies, delivery services, and logistics providers
Real Estate Development: Commercial real estate developers and property managers
Agriculture: Farms, agricultural businesses, and food production companies

Our team’s dedication goes beyond traditional banking. We leverage a vast network of lenders to support your business with the best terms.

Founder’s Note: "My name is Steven O. Ruiz, and I serve business owners because I have always been a business owner."

-Steven O. Ruiz

Call Now: 239-234-2727

What documents will I need to apply for capital over $1MM?

Tax Returns

You will definitely need to provide your last 2-3 years of tax returns, both personal and business tax returns. You will also have to sign a Form 8821 to verify your tax standing.

Financial Statements

You will be required to provide financial statements including: Year-End and Year-to-Date Profit and Loss Statements along with Balance Sheet. You may need to provide a business plan or 2-5 year revenue forecast.

Bank Statements

As a basic requirement, all business capital programs at 239 Loans require (6) to (12) months of business banking statements, for all accounts owned by the business, including transfer accounts to other owned businesses.