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Who is 239 Loans?

At 239 Loans, we are dedicated to helping businesses succeed by providing access to the capital they need to grow and thrive.


Established in 2018, we have been a trusted source for all types of financing, from working capital and lines of credit to commercial loans for purchasing businesses or properties. While we are local in Southwest Florida (SWFL) we provide funding nationwide and we are committed to helping businesses achieve their funding goals.


Our team specializes in working with existing businesses of all sizes to secure capital, which include start-ups. We can provide access to financing for a variety of business needs, including inventory purchases, equipment financing, commercial property purchases, expansion financing, payroll, materials financing, and even the purchase of your next hotel or AirBnb.

At 239Loans, we are more than just a "loan brokerage" – we are a true partner in your success. Let us help you achieve your goals and grow your business with our large network of lenders, funders, factors and finance companies.

"My name is Steven O. Ruiz and I serve business owners because I have always been a business owner."

- S. Ruiz 2023


Business Owners applying for Minority Business Loans, Prestamos para negocios, Prestamos para empresas, Prestamos Comerciales
Steven O. Ruiz, CEO Owner of Presto Prestamo, LLC and 239 Loans

Steven O. Ruiz

CEO / Founder of Presto Prestamo, LLC dba

Business Owners are planning for a Business Loan Plans, Loans in 239, Business term loan, expansion funding in florida

Team Work:

Finding the right solution is about finding the right problem to solve.

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