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Business Loans, CDFI & Business-Purpose HELOCs in Southwest Florida

Fort Myers Business Loans & Business-Purpose HELOC Options

Start with a short, non-sensitive business funding inquiry. No credit check is performed at this stage. This is not an application, approval, or offer. Do not enter or upload sensitive documents here.

One Request. A Curated Business Funding Review.

Call 239-234-2727

Operating in SWFL since 2020, 239 Loans has been dedicated to providing business owners with access to a wide range of capital options designed to meet the distinct requirements of their businesses. Our partnerships with reputable funding sources ensure that you receive responsible financial solutions that support your business legacy.


By choosing 239 Loans, you engage with a committed partner focused on fostering your business's success by prioritizing YOUR financial needs.


Curious about how we can assist with capital? Reach out to us via call, text, or email with your business plans!

Key Types of Business Funding

At 239 Loans, we specialize in advising on three primary types of business capital:

Revenue-Based Financing

Revenue-based financing may provide working capital based on business revenue. Some products purchase future receivables rather than use a traditional amortizing loan. Compare total repayment, payment frequency and cash-flow impact; a factor rate is not an APR.

SBA Loans &
Lines of Credit

SBA loans are made by participating lenders under program rules. CDFI and community lenders set their own mission, service area and eligibility criteria. Business lines of credit have provider-specific draw, payment, fee and renewal terms.

Home Equity
Line of Credit (HELOC)

A business-purpose HELOC may let an eligible owner use property equity for an approved business need. Property, equity, lien position, income, credit and state availability affect eligibility. The home secures the debt and may be at risk after default.

Business Funding Support Across Southwest Florida
239 Loans is based in Fort Myers and assists business owners in Fort Myers, Cape Coral, Lehigh Acres, Naples and other eligible locations. We help organize the request and compare lender-dependent funding paths. Support is available in English and Spanish.

Request a Business Funding Review

Request a Business Funding Review. This takes about 60 seconds. No credit check is performed at this stage. This is an inquiry—not an application, offer, or approval. Do not enter or upload Social Security numbers, tax IDs, dates of birth, bank or account numbers, identification documents, tax returns, or bank statements here.


Solicite una revisión de financiamiento comercial. Toma aproximadamente 60 segundos. No se consulta su crédito en esta etapa. Esta es una consulta, no una solicitud, oferta ni aprobación. No ingrese ni adjunte números de Seguro Social, identificaciones fiscales, fechas de nacimiento, números bancarios o de cuenta, documentos de identidad, declaraciones de impuestos ni estados de cuenta bancarios aquí.

Preferred language / Idioma preferido

Frequently asked questions

© 2026 Presto Prestamo, LLC d/b/a 239 Loans. All rights reserved. Presto Prestamo, LLC d/b/a 239 Loans is a business-funding broker and is not a direct lender. Products are offered by third-party providers and are subject to provider approval, documentation, state availability and final terms. Submitting information does not guarantee approval or funding. Application information may be shared with selected providers and service partners as needed to evaluate or process a request. We handle personal information as described in our Privacy Policy. Privacy Policy and Terms: https://www.239loans.com/privacypolicytc 13550 Reflections Parkway #504, Fort Myers, FL 33907

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